Bank Financing
Drive Your Dream Car With Carmoto Financing
We partner with leading banks to make your car purchase simple, fast and affordable.
Steps to Bank Financing
- Scout our stock and pick your preferred vehicle.
- Take a test drive and confirm you are satisfied.
- Share your latest bank statements (salary or business) with our bank partner contact (we work with NCBA, I&M, Standard Chartered, Stanbic and others).
- The bank reviews your application and issues an approval with the percentage financed and an offer letter.
- You pay your contribution (deposit) directly to Carmoto.
- Transfer and registration of the vehicle is completed.
- You collect your car from the dealership and drive away.
How to Start
- Visit your bank and request your last 6 months bank statements.
- Scan or take clear photos of the statements.
- Send them to our financing team at justusmutuku.jm@gmail.com or WhatsApp us on +254753749489.
Our team will review your profile and quickly advise you on the vehicles you qualify for and the deposit required. We then guide you step-by-step until you receive your car.
Vehicle Financing Requirements
Salaried Clients
- 6 months latest bank statements
- 3 months latest payslips
- KRA PIN
- ID copy
- Current introduction letter from employer / HR
- NTSA TIMS account
Business Clients
- 6 months latest business bank statements
- KRA PIN
- ID copy
- Certificate of Incorporation / business registration (if applicable)
- NTSA TIMS account
Companies
- 6 months latest company bank statements
- ID and KRA PIN copies for directors
- Certificate of Incorporation
- Company KRA PIN certificate
- Memorandum & Articles of Association (if required by bank)
- NTSA TIMS account
The financing process is simple – what are you waiting for?
Send us your statements today and let Carmoto help you get your dream car.
Start Your Financing Journey